Give us a call: (708) 317-8304
INSURANCE AND FEES
Don’t see your insurance? Read on to see other options you can use to work with us
BCBS-PPO
We accept BCBS-PPO. Everyone’s plan and coverage is different. Therefore we encourage you to call your insurance first and use the list of questions below to ask and gather info on if you have a deductible, co-pay, or co-insurance.
Aetna
COMING SOON
We are in the process of paneling with Aetna so stay tuned for updates. In the meantime, if you have Aetna, reach out and we can discuss options with you until we are paneled with them.
Out-of-network
If we don’t accept your insurance you may have out-of-network coverage. Scroll down to view the list of questions to call and ask your insurance to gather more info.
Private Pay
No insurance or rather not use it? We offer cash services as well where balances are paid out of pocket.
QUESTIONS TO ASK YOUR INSURANCE
BCBS-PPO & AETNA
The following is a list of questions to ask your insurance company before you receive mental health services:
Are mental health benefits covered under my insurance plan?
Does my insurance plan manage my mental health benefits or does it outsource to another agency?
Do I need pre-authorization from my insurance company before I can see a mental health professional?
Do I have a deductible for services?
Are there co-payments or co-insurance for services?
Can I see my provider? Mindfully Balanced Counseling?
Will these services be considered in- or out-of-network?
Are there any visit limits on my coverage for my mental health benefits?
OUT-OF-NETWORK
If you choose to call your insurance and inquiry about out-of-network coverage, it is encouraged to ask the following to gather the info you need to decide.
What are my out of network mental health benefits?
Do I have deductible? If so, what is covered after the deductible is met?
Do I require a pre-authorization for my out of network benefits?
What is the reimbursement I will receive for a CPT code of 90837? (This is the code I typically use for my sessions and it can help insurance let you know what you may be reimbursed.
You will then be charged the balance for the services and your therapist can create a super bill for you at the end of the month or whenever needed. This is called the “Insurance Reimbursement Statement”. You then submit that to your insurance provider for possible reimbursement.